Colorado Electronic Liens & Titles (ELT)

ELT in Colorado

Colorado recently passed legislation giving the Colorado Department of Revenue Division of Motor Vehicles authority to "allow the electronic transmission of registration, lien, and titling information for motor vehicles." The bill also grants authority to the DOR to mandate participation in the ELT program for lenders doing 50 transactions or more per year, but does not require that the DOR implements such a requirement.

The ELT program changes the lien and title process for lenders (bankers, credit unions, dealers, and other financial institutions) as lenders no longer need to store and file paper titles.

Colorado recently announced via their website that ELT is scheduled to launch in May 2015. More details will be posted here as they are finalized by the state. Please also see the FAQS page.


5/7/2015 Web News: Colorado ELT Approval
4/17/2015 Web News: Colorado ELT launching May 2015
7/29/2013 Web News: Colorado Legislation Enables ELT
6/5/2013 HB 1289 signed by the governor, enabling the DMV to develop an electronic lien and title system.

Until ELT

For both paper titles and electronic titles, Decision Dynamics, Inc. (DDI) provides lienholders with the right services and tools for processing titles more effectively. DDI provides the Premier eTitleLien™ product that lienholders use to have ready access to all their titles via a secure, Internet-based application. In addition, DDI provides a full range of title administration services for lenders that desire to outsource their title processing activities. DDI's title administration staff is trained to handle all title transactions, from the relative simple task of adding a lien to a title to the complex title and registration processing required for transferring personal or commercial vehicles from one state to another, with or without change of owner.

Combining DDI Title Center services with Premier eTitleLien™ allows lenders to manage all titles electronically and from a single, consistent application for any state, including Colorado.

For more information on Premier eTitleLien™ please visit

Premier eTitleLien® Decision Dynamics, Inc.